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A Home Warranty from ARW will help you cover the high cost of unexpected appliances and major systems breakdowns in your home. So Let’s Get Started!

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WHAT ITEMS ARE COVERED BY THE TYPICAL HOME WARRANTY?
A home warranty covers major system failures or household appliance breakdowns in a person’s home. This important type of warranty protects homeowners from costly repairs due to every day wear and tear.
A home warranty covers a large assortment of items. A homeowner’s particular coverage is contingent on the items he or she selects in his or her policy. The selections typically covered in a policy differ, but can include some or all of the following items: central heating and air conditioning systems, electrical systems, plumbing systems, ductwork, garage door openers, garbage disposals, exhaust fans, ceiling fans, microwave ovens, ice makers, ranges and cook- tops, ovens, refrigerators, washing machines, and dryers.

WHAT ITEMS AREN’T COVERED BY THE TYPICAL HOME WARRANTY?
A home warranty provides the homeowner with extensive coverage on a variety of systems and household appliances throughout the home. However, a home warranty does not cover any items that are protected by your homeowner’s policy.

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WHAT ITEMS CAN BE ADDED ON TO A STANDARD HOME WARRANTY?
A typical home warranty policy allows you to add several items to it. For instance, you can purchase coverage for additional heating and air conditioning units, well pumps, pools, spa equipment, outside water lines, outside sewer lines, as well as additional washing machines, dryers, refrigerators, or ice makers.

HOW DOES A HOME WARRANTY WORK?
When a person purchases a home warranty policy, he or she is entitled to various protections as a part of his or her policy. If a covered system or household appliance suddenly breaks down, the repair costs are covered by the home warranty policy. When a covered system or household appliance fails, the home warranty provider is responsible for handling the service call. Homeowners benefit due to their ability to take advantage of the fully licensed and insured service provider network. Service will be dispatched and the repair approved by the service provider in accordance with the stipulations of your home warranty policy. If your unit cannot be fixed, it will be replaced or a pre-determined allowance will be provided. In this type of situation, the cost of the appliance, within the limits of the terms in your home warranty policy, will be covered.

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Most home warranty plans provide protection for major systems and household appliances in the home regardless of the age of the structure. Besides a lack of restrictions concerning the age of a home, most home warranty plans do not provide constraints regarding the brands of household appliances that can be covered by a home warranty. This type of valuable coverage makes it possible for homeowners to keep their systems and household appliances in good working order while minimizing out-of-pocket costs for replacement services and repairs when unfortunate breakdowns occur. The stipulation to this protection is that the household appliances have to be in proper operating condition before they can be covered by a home warranty plan.